Technology Professional Liability

Technology Professional Liability - One size does not fit all. One professional liability policy will not work for every tech company. Each tech company needs coverage that fits their unique business model. And not just their current business model, but also their future business model. Introducing FailSafe^®, a new suite of professional liability products designed especially for the diverse risks facing small and mid-sized technology companies.

FailSafe^® is not just one product. It's three. Does a tech company need to buy all three? No way. At least not all at once. But we recognize that a tech company's exposures can change. We also recognize that not all tech companies insure their risks in the same way. So, we developed FailSafe^®. Not only is FailSafe^® three different products, it also includes an option to customize the definition of covered technology services. This means we can actually change the list of covered technology services directly in the policy form.

This customized definition of technology services is just one example of how FailSafe^® is designed to be different. Explore this web page to learn more and don't forget to download the contacts sheet at the bottom of the page. We look forward to hearing from you.

FailSafe^® MEGA - an E&O coverage part for The Hartford's small business insurance package, SPECTRUM

FailSafe^® GIGA - a monoline E&O policy including breach of warranty coverage

FailSafe^® TERA - a robust technology liability policy including specified E&O, content, personal injury and security coverages.

The Hartford Universal Excess ^SM Simplified Policy - In today's challenging environment, seamless excess coverage is particularly important for managing enterprise, legal and regulatory risks.  Businesses seek excess insurance coverage for added protection against the perils of large financial loss.  Many brokers and agents face a common challenge when addressing their customers' management liability needs; they must diligently match excess coverage, often working through complex policy language.  Failure to create seamless coverage can leave a client exposed and create potential liability for the broker or agent.