Emerging Markets D&O

Emerging Markets Directors & Officers - Publicly-traded commercial companies and privately-held emerging growth firms with revenues under $350 Million.  We have developed considerable underwriting expertise as respects all stages of emerging growth company development - from seed capital and venture capital or intuitionally funded companies, through IPO and into the public company arena.

Over the last few years, Emerging Markets' geographical presence has expanded along with the build out of HFP's Private Company Solutions. We now have underwriters in the field to assist Hartford Agents in addressing the management liability insurance needs of their small and mid-sized (for profit) privately held commercial clients, while continuing to centralize all public company underwriting in New York and Chicago.

D&O Premier Defense^sm - (Directors, Officers and Entity Liability for Public Companies)Public company directors and officers face an array of challenges, as they find themselves operating in an exceedingly complex environment.   Judicial and regulatory scrutiny over corporate governance has intensified and shareholder litigation continues unabated.   Corporate leaders demand formidable protection against personal liability and financial loss.  While strong governance practices can help reduce a company's exposure, an effective risk management program, including broad D&O coverage, is also essential..

The Hartford Priority Protection Plus^sm (Broad Form Non-Indemnifiable D&O Coverage) - The Hartford Priority Protection Plus^sm policy, also known as "Side A" coverage, protects individual directors and officers when they cannot be indemnified by their company. This state-of-the-art policy can be written as Broad Form Primary, Excess Difference-In-Conditions ('DIC'), or Independent Director-only (IDL) Coverage

The Hartford Universal Excess ^SM Simplified Policy - In today's challenging environment, seamless excess coverage is particularly important for managing enterprise, legal and regulatory risks.  Businesses seek excess insurance coverage for added protection against the perils of large financial loss.  With severity of losses on the rise, it has never been more important to have “follow form” excess coverage.  Failure to build an insurance program with a quality excess policy can leave a client exposed to significant gaps in coverage and create potential liability for the broker or agent.

Private Choice Encore!! for T.E.C. - The Private Choice Encore! for T.E.C. policy provides management liability protection for technology and emerging company clients.  Coverage capabilities include Directors & Officers and Entity Liability, Employment Practices Liability, Fiduciary Liability, Crime and Kidnap/Ransom & Extortion Coverage in a comprehensive all-in-one package product.