The Hartford Opens Professional Liability Office in London

International Subsidiary to Sell D&O and Related Offerings

NEW YORK, N.Y. - The Hartford Financial Services Group, Inc. (NYSE: HIG) announced today the expansion of its existing international professional liability underwriting capabilities with the opening of a new office in London.

The Hartford, which has been writing international directors and officers liability insurance and other related coverages since 2001 from its New York City office, has received formal authorization from the Financial Services Authority of the United Kingdom to establish a subsidiary operation in London.

The new company, Hartford Financial Products International Ltd., began underwriting through broker channels on November 1, 2007. It is also the company's intention to exercise passport rights under the EU directives, subject to completion of the associated regulatory requirements.

"The extension of our current underwriting capabilities will better position us with our international customers and worldwide distributors," said David McElroy, head of Hartford Financial Products (HFP), The Hartford's management liability underwriting unit. "Over the past five years we have successfully underwritten international professional liability insurance under the leadership of Anthony Zinicola, a vice president of HFP. This move will allow us to more effectively grow and diversify the company's overall international portfolio by being situated in London and closer to historically important markets."

The new office will be located in The Corn Exchange, at 55 Mark Lane, London EC3R 7NE, and will be headed by Stephen P. Minihan, managing director. Christopher G. Magee will be the chief underwriting officer. Mr. Minihan can be reached at 44 207 481 7764 or via email at sminihan@thehartford.com. Mr. Magee can be reached at 44 207 481 7760 or via email at chris.magee@thehartford.com. For more information on Hartford Financial Products, visit http://www.hfpinsurance.com/

The Hartford established a European operation, Hartford Life Limited, in 2005 to market retirement products in the U.K.

The Hartford, a Fortune 100 company, is one of the United States' largest diversified financial services companies, with 2006 revenues of $26.5 billion. The Hartford is a leading provider of investment products, life insurance and group benefits; automobile and homeowners products; and business property and casualty insurance. International operations are located in Japan, Brazil and the United Kingdom. The Hartford's Internet address is www.thehartford.com.

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These include statements about our future results of operations. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include, without limitation, those discussed in our Quarterly Reports on Form 10-Q, our 2006 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.