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Hartford Financial Products, an underwriting unit of The Hartford, represents our significant presence in the management and professional liability insurance market.
In a world where lawsuits are common, having added management and professional liability insurance isn’t just smart—it’s a necessity. That’s why The Harford offers a full suite of dedicated management and professional liability insurance policies to help give you or your organization an added layer of protection for your specific responsibilities and exposures.
From lawyers and home inspectors to private, public and nonprofit companies, we have a full range of specialized coverage options designed to address the needs of our insureds.
Management Liability Public Companies - The Hartford offers management liability insurance (Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime (Fidelity), Kidnap/Extortion & Ransom) that can help public companies protect from everyday risks and exposures.
Management Liability Private Companies - The Hartford offers a modular product with five coverage parts—Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Crime and Kidnap and Ransom/Extortion—that responds to the management liability exposures private companies face.
Management Liability Nonprofit - The Hartford offers a nonprofit program designed specifically to meet the unique needs of Nonprofits including, but not limited to, social service agencies, associations, museums and foundations. Nonprofits of all sizes are exposed to similar liability and criminal exposures that public and private companies face.
Professional Liability/Errors & Omissions (E&O) - The Hartford offers professional liability/E&O coverage designed to help protect companies and individuals against loss (damages and defense costs) resulting from acts, errors or omission in their performance of professional duties. Available products include Accounting Errors & Omissions, Cyber Insurance, Lawyers Professional Liability, Miscellaneous Professional Liability, Real Estate Errors & Omissions, Technology Errors & Omissions and more.
Financial Institutions - The Hartford's Financial Services Department is composed of a dedicated group of individuals who focus exclusively on the needs of companies in the financial services sector including banks, insurance companies, investment advisors, registered funds, hedge funds, private equity firms, venture capital firms, diversified financial companies, trust companies, finance companies, government-sponsored entities, and other financial institutions.
Healthcare Organizations - In keeping pace with today's complex healthcare environment, healthcare organizations of all kinds face significant exposures related to management liability. The Hartford is a leader in providing management liability coverage and understands the nuances and risks inherent in today’s legal environment for outpatient and inpatient healthcare service providers. From employment-related lawsuits to employee theft and everyday management decisions – as well as navigating today’s rapidly changing healthcare business landscape – healthcare organizations need an industry-specific product to contain their organizational liability.
Transactional Risk - The Hartford offers Representations & Warranties Insurance designed to help protect against a loss that results from an inaccuracy in the seller's representations and warranties made to the buyer in a merger or acquisition.